Contact Gorvins today E-mail us at : Contact us today on : 0161 930 5151

Finding yourself unable to pay your debts and facing bankruptcy can be a daunting and very stressful time. It is crucial to seek legal advice at an early stage. Here at Gorvins our team of experienced insolvency solicitors will not only provide you with jargon-free advice but we will help you through this situation in the quickest way possible.

As specialists in personal insolvency law, we pride ourselves on offering free, impartial and confidential advice to help you manage and ultimately reduce your debts. Our lawyers will listen to your problem and discuss all the options open to you to help you get back on your feet and resolve the issue.

If you’re in need of advice you can contact our personal insolvency lawyers today on 0161 930 5151, e-mail or by filling in our online form and a member of the team will call you back at a time to suit you.

What Resolution Options Are Available To Me If I Am In Debt?

There are a number of different options available to you if you are unable to pay your debts. These range from more complicated cases such as bankruptcy, to debt management and repayment. Our insolvency solicitors can advise you on:

  • Bankruptcy: involves all of your assets being passed to the official receiver, who then decides how those assets will be used to pay off your debts;
  • Individual Voluntary Arrangements (IVA): a legally binding contract between you and your creditors, supervised by a licensed Insolvency Practitioner;
  • Debt Management & Repayment: debt consolidation and repayment plan to provide the maximum protection available for you, your family and your business.

How does declaring bankruptcy work?

Debt problems are all too real in the modern-day, as credit and keeping up with monthly payments can easily spiral out of control. The process of declaring bankruptcy which follows this can be difficult to navigate. It is important to have a basic understanding of the process to ensure you are both making the right decision and that it goes as smoothly as possible.

What is the debt collection process?

As expert debt settlement lawyers, we are experienced in helping you to lower your debts to a more manageable level and help you to get back into a better financial position. This process can involve helping you to deal with the debt collection process or creating a realistic settlement plan. Debt consolidation and dealing with debt collection in the early stages can help to prevent escalation, for example, it can prevent you from needing to file for bankruptcy.

Gorvins Approach To Personal Insolvency

We pride ourselves on taking a different approach to clients who are experiencing financial, debt and insolvency issues. As a top-ranked firm for litigation and dispute resolution in the North West, we can confidently and professionally handle your case to find a resolution which works for you. We won’t bombard you with legal jargon but will provide open, timely, and perhaps most important, honest advice to help you resolve your situation.

To discuss your personal situation and the options open to you contact our personal insolvency lawyers today on 0161 930 5151, e-mail or fill in our online form and a member of the team will call you back at a time to suit you.

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What do our clients say?

  • After being informed by a local solicitor I had no case to plea I asked... ...Mrs. Julie Thomas from Northwich

  • Danielle, Christine and Michael handled my case in a most professional manner... ...Mrs. M Thomas, Manchester

  • Danielle is an extremely professional solicitor. Her attitude towards... ...Anon, Hale Barns, Cheshire

  • Danielle is helping me navigate a very difficult course. Her... ...Mrs Walker, Reddish

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Meet the Dispute Resolution team

  • Mark Deverell

    Managing Partner & Head of Commercial Litigation
    Dispute Resolution

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  • Sunita Patel

    Associate Solicitor
    Dispute Resolution

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What Dispute Resolution services do we offer

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  • Professional Negligence

    At some point in everyone's lives, they will need to seek professional advice.

  • Property Disputes

    Property disputes can be a stressful time for all parties involved and often require a rapid legal response...


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