The practicalities of planning for the future, such as creating a Will or a Lasting Power of Attorney, are often relegated to the bottom of our to-do lists. Yet, the wisdom of getting your affairs in order while you possess the full capacity to do so cannot be overstated. The unpredictable nature of life means that none of us knows when these vital documents will be needed. By taking proactive steps now, you can alleviate future fears and ensure your wishes are respected, providing peace of mind for both you and your loved ones.
This forward-thinking approach to health and estate planning has long been championed by veteran broadcaster Angela Rippon. Her advocacy, born from personal experience, underscores the importance of preparing for unforeseen health challenges, including the rising prevalence of dementia.
The Growing Importance of Early Planning in the Face of Dementia
As of March 2025, NHS Digital reported that nearly 500,000 individuals in the UK have a recorded dementia diagnosis. This figure only scratches the surface, with many more living with the condition without a formal diagnosis. For those over 55, dementia has surpassed cancer as the most significant health concern, and with no known cure, the emotional and logistical toll on families can be immense.
Angela Rippon, who has been a vocal advocate for dementia awareness since her mother’s diagnosis, continues to stress the importance of early planning. In a January 2025 interview, she reiterated the necessity of having conversations about future wishes and putting legal protections in place sooner rather than later. “Anything can just come out of the blue,” she has famously said, a sentiment that remains as true today as it was in 2016. “None of us know what’s going to happen to us, but I can do things like make sure my will is up-to-date and put things in place.”
Her continued work with organizations like the Alzheimer’s Society highlights the ongoing need for public understanding and proactive measures. By planning ahead, individuals can retain control over their future, making crucial decisions about their finances and healthcare before a condition like dementia can impede their ability to do so.
Key Steps to Getting Your Affairs in Order
Organising your estate is a comprehensive process that extends beyond the drafting of a simple Will. For robust protection in 2025 and beyond, consider the following:
- Making a Will: This legal document outlines how your assets will be distributed after your death. Without a Will, the law of intestacy dictates who inherits your estate, which may not align with your personal wishes.
- Lasting Powers of Attorney (LPA): An LPA allows you to appoint one or more people you trust to make decisions on your behalf if you lose mental capacity. There are two types: one for health and welfare, and another for property and financial affairs. Setting these up in advance is crucial.
- Inheritance Tax Planning: With careful planning, it may be possible to reduce the amount of inheritance tax your beneficiaries will have to pay.
- Trusts: A trust can be a flexible way to manage your assets, protect them for future generations, and provide for vulnerable beneficiaries.
Take Control of Your Future with Expert Guidance
The specialist team of Wills, Trusts, and Probate solicitors at Gorvins can provide expert guidance through every step of planning for your future. Our compassionate and client-focused approach ensures that we listen carefully to your wishes and provide clear, cost-effective legal advice tailored to your unique circumstances. Our friendly and knowledgeable team is here to help you achieve the peace of mind that comes with knowing you have a comprehensive plan in place.
Our specialist team of Wills, Trusts and Probate solicitors here at Gorvins can guide you every step of the way when planning for the future. Our caring approach ensures that we listen and take each of your wishes into account and offer you the best and most cost-effective advice. Our friendly team of Solicitors can help you achieve peace of mind.
To act now, take the initiative and plan for your future call us on 0161 930 5151 or email actonit@gorvins.com.