Get a free quote for purchasing or selling your Shared Ownership property. Call us on 0343 507 5151, e-mail email@example.com, fill in our online form or use our conveyancing guide.
Help to Buy/Shared Ownership schemes, over recent years, have become a more realistic option for many people struggling to afford their own home.
Generally run through Housing Associations or Registered Social Landlords, Help to Buy/Shared Ownership schemes operate whereby you purchase a share of the property (with a mortgage) and then pay rent on the remaining share you do not own.
There are a variety of schemes already in place and most have terms which allow the buyer to pay for further percentages in the property over time and ultimately buy the property outright.
All of these schemes have complicated terms and conditions attached and only a selection of mortgage lenders will lend money on them so is important to check with an independent financial advisor before entering into one.
Some private developers will also offer similar schemes to Help to Buy, known as Shared Equity, however a wider range of conditions apply.
It is crucial that anyone buying a property under one of these schemes seeks the advice of a lawyer before proceeding. Gorvins highly skilled conveyancing team can properly advise you on the terms and conditions of the scheme and your mortgage lender.
To discuss a Help to Buy/Shared Ownership or Shared Equity scheme, contact a member of the residential property team on 0343 507 5151, e-mail firstname.lastname@example.org, fill in our online form or use our conveyancing guide to get a quote.
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