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Everyone should have a will in place. If you have children, you own property in the UK or abroad,  have savings, investments, insurance policies, or own a business, it is even more important.

What does a will do?

Writing a will lets you decide what happens to your money, possessions and property after you die. If you don’t have a will when you die, the law determines what happens to all of your belongings.

There are many benefits to having a will. For example, it stops you paying too much inheritance tax, and it can help to prevent  any fighting  between your family or friends if you have made your wishes clear about what you want to happen to all of your possessions.

What do I need to put in my will?

You need to specify:

  • Who you want to benefit from your will
  • If you have any children under 18, who will look after them
  • Who is going to be your executor (who will perform your wishes and organise your estate)
  • What happens if the people you have chosen to benefit from your will die before you.

How do I make it legal?

To make sure your Will is legal and valid, you must:

  • Be 18 or over
  • Make the Will of your own free choosing
  • Be of sound mind
  • Sign the Will in the company of two witnesses who are both over the age of 18
  • Have the Will signed by those two witnesses, in your presence

Do I need legal assistance?

Attempting to make your own will, without legal support, can lead to errors or lack of clarity and could mean that your will is invalid. If you have several beneficiaries, or your finances are complicated, it is especially vital that you get a professionally qualified  solicitor to produce your will.

When should I update my will?

When you have written your will, you should review it frequently to make sure it reflects your wishes, especially if you:

  • get married / enter a civil partnership, as a will is automatically cancelled by these events
  • get divorced
  • have children or other relatives you wish to benefit, for example nieces, nephews or grandchildren
  • your financial position changes significantly, for example if you have inherited some money, or if your savings have increased substantially.

Our specialist team of Wills, Trusts and Probate solicitors here at Gorvins can guide you every step of the way when planning for the future. Our caring approach ensures that we listen and take each of your wishes into account and offer you the best and most cost-effective advice. Our friendly team of Solicitors can help you achieve peace of mind.

To act now, take the initiative and plan for your future call us on 0343 507 5151 or email actonit@gorvins.com